Author: powellva

Work With Us: Part Time Teller Position (Duffield)

Powell Valley National Bank is looking to fill a part-time teller position. The part-time teller position is responsible for providing a best in class customer experience while processing transactions and servicing existing and potential customers. The position is PART-TIME. The position will be filled for Powell Valley National Bank’s full-service office in Duffield, located at 301 Duff-Patt Highway in Duffield, Virginia.  

If you are interested in this position, please submit your information via the form at the bottom of the page.

Position Title: Part-Time Teller
Supervised By: Head Teller
Reports To: Office Manager
Location: Duffield
Employment Status: Part-Time

Position Responsibilities

The essential functions include, but are not limited to, the following:

  • Provide excellent customer service
  • Perform basic customer and cash transactions
  • Balance cash each day
  • Adhere to all applicable laws and regulations governing bank operations, including compliance with the Bank’s BSA and AML policies and procedures
  • Identify risk and escalate concerns through proper channels
  • Develop and maintain knowledge of bank products and services
  • Ability to learn and adapt to changing digital channels
  • Other duties as assigned

If you are interested in this position, please complete and submit the form below. Additionally, download and complete the Teller Application and submit it with the form or bring it by the office.

  • Name * Required
  • Accepted file types: pdf, doc, docx.
    Maximum file size - 50 mega bytes.
  • Accepted file types: pdf, doc, docx.
    Maximum file size - 50 mega bytes.
  • This field is for validation purposes and should be left unchanged.

Note

This job description in no way states or implies that these are the only duties to be performed by the employee(s) incumbent in this position. Employees will be required to follow any other job-related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments. All duties and responsibilities are essential functions and requirements and are subject to possible modification to reasonably accommodate individuals with disabilities. To perform this job successfully, the incumbents will possess the skills, aptitudes, and abilities to perform each duty proficiently. Some requirements may exclude individuals who pose a direct threat or significant risk to the health or safety of themselves or others. The requirements listed in this document are the minimum levels of knowledge, skills, or abilities. This document does not create an employment contract, implied or otherwise, other than an “at will” relationship.

PVNB Kingsport Celebrates 1 Year Anniversary

Kingsport, TN – This month marks the 1-year anniversary of the opening of Powell Valley National Bank’s (PVNB, Bank) full-service office in Kingsport!

We invite you to celebrate with us September 30 – October 4, here’s how:

  • Stop by the Kingsport office for daily prize drawings and giveaways!
  • Take advantage of a 1.32% APY* 6 Month CD Special in honor of Powell Valley National Bank’s upcoming 132 year anniversary. (Limited Time Offer – Certain Restrictions Apply. See below for full disclaimers.)
  • Join us on October 4th at 11am inside the Kingsport office for a hotdog cookout and to enter to win a $1,000 donation to the charity of your choice!

Thanks for a great year!

*APY is current as of 9/10/2019. APY is annual percentage yield. APY assumes all deposited funds will remain on deposit until maturity. $500 minimum deposit required. Deposit must be funds from another financial institution other than Powell Valley National Bank. A penalty will be imposed for early withdrawals. Fees or withdrawals may reduce earnings. Certain limitations apply. Offer subject to end without notice. Rates subject to change.

5 Tips for Creating Secure Passwords (Infographic)

A recent story from Krebs On Security outlines how cybercriminals abuse third-party financial services to gain access to online consumer accounts. Many people link these services to their bank accounts to help them track balances, budgets, and spending across multiple banks and accounts.

Read More: 2019 Scam Trends and How to Avoid Them

The Risk of Weak Online Banking Passwords

Using stolen lists of email addresses and passwords from other hacked sites, hackers probe various bank websites to see if they can gain access to online consumer accounts using the stolen credentials from other sites.

If you’re creating weak passwords or reusing old passwords, your chances of being hacked are multiplied, even on accounts making use of multi-factor authentication.

Read More: 2019 Scam Trends and How to Avoid Them

Strong Password Tips

With hacking technology and cybercriminals becoming increasingly more efficient, it’s more important now than ever to ensure that you are using strong and secure passwords for all of your accounts – especially your online banking account.

Read More: 5 Tips to Prevent Card Fraud

Password Security Tips

Now that you’ve created strong passwords for all of your accounts, make sure to keep those passwords secure. Don’t share your passwords with anyone, and don’t leave them posted or written down in plain view on your desk or computer. Learn more security tips here.

5 Tips for Back-to-School Savings

As summer comes to a close, the first day of school is quickly approaching. This is an exciting time of new beginnings, but it also brings with it new and sometimes unplanned expenses. In fact, average back-to-school spending is increasing year over year, with record highs expected for 2019. However, there are ways to get everything you need for the school year without breaking your bank.

Here are 5 tips for savvy back-to-school shoppers.

  1. Make a List

Before you start scrambling to find everything your child needs, create a well-organized list of needs and wants. Many elementary schools have these pre-made lists available, but it can still be helpful to make your own list in a way that’s organized best for you. This can help you stay on track while you’re shopping and avoid unnecessary expenses.

  1. Examen What You Already Have

The best way to save money is to not spend money! Compare your supply list to what you already have at home before you buy anything new. Often, leftovers from last year will cover a lot on the list. First place to check: last year’s backpack!

  1. Create a Budget

After you’ve created your list and done a sweep of the house to gather everything you already have, set a budget to cover the rest of the list. Go over the budget with your child; back-to-school shopping is a great time to teach children about budgeting and financial concepts. A pre-set budget will help keep you on track, and it can help your child learn how to make financial decisions.

  1. Plan a Supply Swap

Planning a supply swap with your child’s classmates is another great way to start saving before you’ve spent any money. Often, you can save by buying in bulk, but you may not need all the supplies you get for buying bulk. If you buy bulk pens and someone else buys bulk folders, you can plan to trade the excess supplies, saving you both money.

  1. Check for coupons

Before you head out the door, check your local papers, online, and social media for coupons, special deals, and rewards programs. It’s a good idea to follow some of your favorite retailers on social media like Facebook, Twitter, and Instagram to stay up to date on the latest savings opportunities.

 

With the school year just around the corner, the time to start preparing is now. Enjoy the rest of your summer and good luck this year! Do you have any back-to-school savings tips? Let us know on Facebook!

New Scam Alert: Fraudulent Calls Regarding Social Security Number

NEW SCAM ALERT:

Beware of fraudulent calls claiming to be from the Social Security Administration. Never provide your social security number or other private information to someone over the phone.
 
These types of scams can take on many forms. Today, a PVB employee received a voicemail from someone claiming to be from the Social Security Administration stating that the employee’s social security number was frozen due to fraud. The employee was told to call a number from Apache, AZ.
 
The employee contacted the real Social Security Administration, and the call was confirmed to be a hoax. The Social Security Administration stated that most of these fraudulent calls have been coming from Texas, and this was the first report of a call from Arizona. They advised to absolutely not call back if you receive a voicemail like this, and do not share any information.
 
 

What to do if you receive a scam call:

  • Hang up, do not share any information, and block the number.
  • Report scam attempts to the BBB.
  • If you’re not sure if the call is a scam:
    • Google the number to see if it has been reported by others for scam.
    • Google the company or organization the caller is claiming to be, then call the company directly to find out if they have tried to contact you.
    • It’s a good rule of thumb to never provide personal information over the phone.
  • Slow down, and remember that no authentic salesperson, loan officer, company, or Social Security Administration employee, etc. will ever threaten you in attempt to force you to pay or provide personal information. If you feel threatened or harassed, that is a red flag.
  • If you believe your financial information may have been compromised, contact your bank immediately. Click here for PVNB Debit Card Support Numbers.

Learn more security tips here.

Secure Travel Tips

Traveling in style means traveling secure. These cybersecurity tips from Homeland Security can help keep your information safe while you’re on the go this summer.

 

9 Cybersecurity Tips for Traveling

 

Before You Hit the Road…

Update Your Phone Software

In addition to being our lifeline to friends, family, and most of the world, our cellphone contains valuable information. That information is pertinent to our daily lives and attractive to hackers. Keeping your software up-to-date will help ensure that your malware protection is working as it should, protecting you from any malicious attacks.

Back Up Your Device

If you lose your phone, which is especially easy to do while traveling, you can lose access to all of that valuable information. To prevent this, store important information like photos, contacts, etc. on the cloud or another device.

Lock Your Device

In the event you do lose your phone, a strong password lock can prevent whoever finds it from accessing your information.

Bonus Tip: Create a note in your phone that says something like, “In the event you find my phone, please contact this number (use the number of someone you are traveling with, with their permission) to help me find it.” Then screenshot the note, and set it as your lock screen background. That way a good Samaritan will be able to help you locate your phone without having to unlock it. 

 

While On the Go…

Avoid Posting Your Travels

It’s tempting to want to share photos and stories from your trip while you’re gone, but it’s best to wait till you’ve returned home to start publicly posting this information on social media. Alerting the world that you’re away from home may open your home up to unnecessary vulnerabilities. 

Turn Off Bluetooth

When Bluetooth is turned on, it may automatically attempt to connect with other Bluetooth enabled devices and wireless networks. Turn this off so you can remain in control of which devices or networks you do or do not want to connect to.

Be Cautious with Free WiFi

When possible, avoid using free public WiFi. If it’s necessary to connect to public WiFi, ensure you are connecting to the correct network, and avoid performing sensitive tasks like accessing online banking or making online purchases. While convenient, unsecured networks or public devices can offer cybercriminals a convenient path to your internet-enabled device.

Avoid Unknown Links

  • If you receive an email or message from an unknown sender, delete it.
  • Do not click on any suspicious links.
  • Review the details before you download a new app.
  • Only visit websites with “https” at the beginning of the URL.

Guard Your Device

Criminals often target travelers for theft, so keep an eye on your devices when in public. If possible, store them in a safe when you need to leave them in your hotel room or locked car.

Read More: 6 Tips for a Scam-Free Summer

Powell Valley National Bank Opens New Full-Service Office in Abingdon

Abingdon Office
Abingdon Group Picture

Jonesville, VA–Powell Valley National Bank (PVNB, Bank) is pleased to announce the opening of its newest full-service office located at 24495 Lee Highway in Abingdon, Virginia in the Walmart Development shopping area at Interstate 81, Exit 19. 

On Thursday, June 27th at 5:30 PM, Powell Valley National Bank, in conjunction with the Washington County Virginia Chamber of Commerce, will host a ribbon cutting ceremony to celebrate the opening of the new state-of-the-art facility.

“We are thrilled to open the doors to our new office, and there’s a lot of excitement surrounding the opening,” stated PVNB Market Executive, Sam Neese.  “We have a very highly-trained and veteran staff of community banking professionals working in our new building.  This staff has served the Washington County community with over 313 years of combined community banking experience,” says Neese. 

Leton L. Harding, Jr., President and CEO, also says, “With over 131 years of community banking experience, our Bank’s commitment to community and our legacy of strength and longevity is reflected in the group of talented and caring local bankers that will be serving Washington County, and the surrounding area, in our new office.  Abingdon and Washington County are a vital part of the economy in our region, and the opening of our new full-service facility echoes our commitment and intent to serve our region.”

The new office operating hours are Monday-Thursday 9AM-5PM; Friday, 9AM-6PM, and drive thru hours Monday-Friday 8AM-6PM and Saturday 8AM-1PM.

Powell Valley National Bank Promotes Ashley Hammonds

Ashley Hammonds picture

Jonesville, VA–Powell Valley National Bank (PVNB, Bank) is pleased to announce the promotion of Ashley Hammonds to Assistant Vice President and Commercial Loan Administration. 

Hammonds joined PVNB in 2004 in the Pennington Gap Office.  Over the last 15 years, Ashley has had the opportunity to work in several different departments and capacities across the Bank.  For the last 2 years, Ashley has worked as a Commercial Loan Processor in the Jonesville office.  She is responsible for receiving and processing commercial loan applications and assisting lending officers during the underwriting process including orders for title work and policies, deeds, inspections, appraisals, and payments of fees.  “Ashley’s strong organization and communication skills, combined with her character, dedication, and commitment to customer service support the core values of PVNB.  She is an asset to our loan administration staff and our PVNB team,” stated Powell Valley National Bank President and CEO, Leton L. Harding, Jr.  

Hammonds is a native of Jonesville, VA.  She is a 2008 graduate Mountain Empire Community College and a 2005 graduate of Lee High School.  Ashley and her husband, Josh, have two children, Ellis and Elijah.  They attend First Baptist Church and reside in Jonesville, VA.  

Powell Valley National Bank Promotes Sarah Moore

Sarah Moore picture

Jonesville, VA–Powell Valley National Bank (PVNB, Bank) is pleased to announce the promotion of Sarah Moore to Assistant Vice President in the Real Estate Department of the Bank. 

Moore joined PVNB in 2015 as a Mortgage Loan Clerk in Jonesville where her responsibilities include managing the real estate loan origination process for its mortgage loan customers.  “Sarah’s character, strong work ethic, dedication, and commitment to customer service support the core values of PVNB.  She has achieved remarkable results in her time with us and we look forward to her continued contribution to our team and the success of our Bank”, says Powell Valley National Bank President and CEO, Leton L. Harding, Jr.  

Moore is a native of Jonesville, VA.  She attended Mountain Empire Community College and is a 2010 graduate of Lee High School.  Sarah and her husband, Justin, are members of Long Hollow Christian Church and reside in Jonesville, VA.  

6 Tips for a Scam-Free Summer

With summer soon arriving, many of us are gearing up for trips and vacations. Here are some tips from the Federal Trade Commission to help ensure you have a scam-free vacation.

Research

A good place to start is asking friends and family for recommendations on travel agencies, vacation rentals, hotels, and packages. Next, Google the travel companies, hotels, rentals and/or agents you plan on using. Search the name of the company alongside words like “reviews,” “scam,” or “complaint” to see what comes up. If you buy travel insurance, make sure the agency is licensed – you can check through the US Travel Insurance Association.

Read the Terms

Before you pay or sign anything, carefully read the details of the travel offer you’re considering.

  • Keep an eye out for extra costs like “resort fees” (also known as amenity, destination, or facility fees).
  • Inquire about taxes, which can vary depending on location.
  • Make sure you have a clear understanding of cancellation and refund policies, and keep a copy of these terms for yourself.

Take your time considering the offer, and don’t let anyone rush you into a decision.

Keep the Paperwork

Keep your receipts, and bring copies of the confirmation details showing the rate you paid and the amenities you payed for.

Don’t Pay for “Prize” Vacations

A legitimate company will never ask you to pay for a prize. Additionally, look for catches on resort/timeshare offers which often come with hidden taxes or fees and mandatory presentations with high-pressure sales pitches.

Read More: 2019 Scam Trends and How to Avoid Them

Use a Card

If possible, using a credit card for your vacation spending can help give you more protection than cash.

Read More: 5 Tips to Prevent Card Fraud

A debit card is also a safer option than cash, especially with our MobiMoney app which allows you to monitor your accounts on the go from anywhere and turn your card on/off with a single click. You can even sign up for real-time transaction notifications, so you’ll be notified immediately if an unauthorized transaction occurs.

Read More: 5 Benefits of Online/Mobile Banking

Protect Your Information

Only bring the IDs and credit/debit cards that are necessary, and make copies so if your bags are stolen you’ll know what you lost. Make a copy of your insurance card to bring with you, and leave other important documents at home.

Read More: 7 Tips to Protect Your Identity

Powell Valley National Bank wishes everyone a safe and wonderful summer! If you do witness or experience any type of fraud, you can report it to the FTC here. Additionally, if you believe your financial information may have been compromised, contact your bank immediately. Click here for PVNB Debit Card Support Numbers.