Privacy Policy

Rev. 4/2015

Facts What does Powell Valley National Bank do with your personal information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number and Income
  • Account Balances
  • Payment History
  • Credit History
  • Credit Scores

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Powell Valley National Bank chooses to share; and whether you can limit this sharing.
Reasons We Can Share Your Personal Information Does Powell Valley National Bank Share? Can You Limit This Sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YES NO
For our marketing purposes –
to offer our products and services to you
YES NO
For joint marketing with other financial companies YES NO
For our affiliates’ everyday business purposes –
Information about your transactions and experiences
NO We Do Not Share
For our affiliates’ everyday business purposes –
information about your creditworthiness
NO We Do Not Share
For nonaffiliates to market to you NO We Do Not Share
Questions? Call 276-346-1414 or go to www.powellvalleybank.com
Who We Are
Who is providing this notice? POWELL VALLEY NATIONAL BANK
What We Do
How does Powell Valley National Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Powell Valley National Bank collect my personal information? We collect your personal information, for example, when you

  • Open an account
  • Apply for a loan
  • Make deposits
  • Use a debit card
  • Give us your income information
Why can’t I limit all sharing? Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Powell Valley National Bank has no affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Powell Valley National Bank does not share with nonaffiliates.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Powell Valley National Bank does not jointly market
Other Important Information
Our employees are trained to maintain strict confidentiality of your personal financial information. Access to your non-public personal information is restricted to only those employees that must know yourinformation in order to provide our products and services to you. Powell Valley National Bank maintains security practices and procedures in compliance with Federal Regulations and our Privacy Policy to protect your non-public personal information.

PVN-04082015