Choose the checking account that best fits your needs. From a basic free checking account to an interest bearing money market account, we’ve got you covered!
Crunched for time? Print and complete our Consumer Deposit Account Application, drop it by your local office, and a Customer Service Representative will contact you when the forms are ready to be signed.
Download Consumer Deposit Account Application
Free Personal Checking
Powell Valley National Bank offers FREE personal checking with no minimum balance requirements, unlimited check writing, free online banking, Free Visa® Debit Card, and no monthly service charge.
- Open your account today with a $100 opening deposit
- No minimum balance requirement
- Free Visa® Debit Card or Image Debit Card
- Free MobiMoney App
- Itemized monthly statements with check images
- Direct Deposit and Automatic Debit
- Free Online Banking
- Free Online Bill Pay and Zelle
- Free Mobile Banking
- FDIC insured
- Unlimited check writing privileges
Interest Bearing Checking Accounts
Liquidity Plus Accounts
Our PVB Liquidity Plus Account is a tiered money market checking account that earns a higher competitive interest rate based on the balance held in the account.
- Interest paid monthly
- Free Online Banking
- Free Mobile Banking
- FDIC Insured
- Account interest rate and annual percentage yield may change on your account at any time, at Powell Valley National Bank’s discretion.
Health Savings Accounts
Health Savings Accounts (HSAs) were created in 2003 so that individuals covered by high deductible health plans could receive tax-preferred treatment of money saved for medical expenses. Our Health Savings Account offers the following features and benefits:
- No minimum balance
- No minimum opening deposit
- Preferred interest rate
- Free Online Banking
- Free Mobile Banking
- Unlimited check writing
- Balances carry over from year to year
- Tax benefits
- FDIC Insured
NOW Account and Super NOW Account
PVB’s NOW and Super NOW accounts are interest bearing checking accounts that allow you to earn a little extra cash on your checking account deposits by maintaining a minimum balance of $1,000.
- NOW Account $1,000 minimum opening deposit
- Super NOW Account $2,500 minimum opening deposit
- Interest paid monthly
- Free Online Banking
- Free Online Bill Pay
- Free Mobile Banking
- Unlimited check writing privileges
- Direct Deposit and Automatic Debit
- Free Visa® Debit Card or Image Debit Card
- FDIC Insured
- A service fee of $5.00 will be imposed each monthly statement cycle if the average daily balance for the monthly statement cycle falls below $1,000.00
Money Market Checking Account
Our Money Market checking account is a restricted checking account that earns a higher competitive interest rate on deposits. A minimum balance of $1,000.00 is required in order to earn interest on deposits.
- $2,500 minimum opening deposit
- Interest paid monthly
- Free Online Banking
- Free Mobile Banking
- FDIC Insured
- A service fee of $5.00 will be imposed each monthly statement cycle if the average daily balance for the monthly statement cycle falls below $1,000.00.
- Transfers from a money market account to another account or to third parties by a pre-authorized, automatic, telephone, online banking transfer, check, draft, debit card, or similar order to third parties are limited to six per statement cycle. A transaction fee of $1.00 will be charged for each item in excess of six during a statement cycle. Effective immediately–Due to recent regulatory changes to Regulation D, these types of limited withdrawals have been suspended temporarily. No fees or penalties will be incurred for exceeding those limits during the temporary suspension.
- A variable interest earning account. The average daily balance method is used to calculate the interest on this account, and is compounded monthly.
- Account interest rate and annual percentage yield may change on your account at any time, at Powell Valley National Bank’s discretion.
- If account average daily balance falls below $1,000 during the monthly statement cycle, no interest will be paid for that month and a service fee will be charged.