POWELL VALLEY NATIONAL BANK PRIVACY OF CONSUMER INFORMATION FINANCIAL NOTICE

Federal regulation requires disclosure that Powell Valley National Bank collects nonpublic personal information about you (our customer) from the following sources:

·          Information provided on applications for loans or forms for other services.

·          Information obtained from your transactions with our Bank, our affiliates, or others.

·          Information we obtain from consumer reporting agencies (credit bureaus).

Powell Valley National Bank does not disclose any nonpublic personal information about our customers or our former customers to anyone, except as permitted or required by law.

We may disclose the following information to companies that perform marketing services on our behalf or to other financial institutions with which we have joint marketing arrangements:

·          Information we receive from you on applications or other forms, such as your name, address, social security number, assets, and income.

·          Information about transactions with us, {our affiliates}, or others, such as your account balance, payment history, pa ties to transactions and credit card usage.

·          Information we receive from credit bureaus, such as your creditworthiness and your payment history.

Our employees are trained to maintain strict confidentiality of your nonpublic personal information. Access to your nonpublic personal information is restricted to only those employees that must know your information in order to provide our product and services to you. Powell Valley National Bank maintains security practices and procedures in compliance with federal regulations and our Privacy Policy to protect your nonpublic personal information.