ADDENDUM TO THE ELECTRONIC FUNDS DISCLOSURE

PROVIDED AT ACCOUNT OPENING

Internet Transfers - You may access your deposit accounts through our website at www.powellvalleybank.com

· Transfer funds from checking to savings;
· Transfer funds from savings to checking accounts;
· Transfer funds from savings to savings or from checking to checking accounts;
· Make payments to third parties (if you add the Bill Pay service to your account);
· Get information about the balances of your savings and/or checking accounts;
· Get information about transactions involving your savings and/or checking accounts;
· Make loan payments from savings and/or checking accounts (interest, principal, and regular);
· Download your transactions to Quicken, Microsoft Money, and QuickBooks;
· Obtain check images;

(Payments to third parties from savings and money market deposit accounts are limited as described in the Account Agreement and Truth-In-Savings Disclosures provided earlier in conjunction with those accounts.)

First Time User                Demo